UMR Dental Insurance in Manhattan, NYC
We are in-network with UMR PPO plans at our Manhattan offices. Here is how your coverage and billing work with us.


Using your UMR dental benefits
Both of our Manhattan offices, Madison Dental Loft in Midtown and Concierge Dental Design in the Financial District, are in-network with UMR PPO plans.
Coverage depends on the plan your employer or you selected, not only on the UMR name. We confirm your benefits before you come in, so there are no surprises at the front desk.
UMR administers benefits on behalf of employers, so the card in your wallet may say UMR even though your coverage comes through your employer.
What we do for UMR patients
Complimentary insurance breakdown
We walk through your plan with you at no charge, so you know how to get the most from your coverage.
Benefits checked before visits
We verify your UMR benefits before each appointment to keep surprise bills to a minimum.
We file your claims
Our team submits claims on your behalf, so you do not have to handle the paperwork.
Pay only your estimated share
We accept assignment of benefits and collect only the estimated patient portion, not the whole amount.
Transparent billing
You get a clear explanation of the charges, what insurance pays and any balance.
Financing if you need it
Third-party financing can spread out any cost your plan does not cover.
Insurance information
- All the insurance we accept
- Check your insurance
- Understanding dental insurance
- Financial and insurance FAQ
- Financing options
Other insurance we accept



Questions patients ask
Yes. We are in-network with UMR PPO dental plans. Plans differ by employer, so we confirm your exact benefits before your visit.
No. Our team submits claims for you, and we collect only the estimated patient portion at your visit.
Use the Check Your Insurance page or call either office with your member ID. We will review your coverage and give you a breakdown before treatment.
We will explain what your plan pays and what is left, and we can talk through financing so you can plan for the difference.
Check your UMR benefits
Call or book a visit and we will verify your coverage before you come in.

